Master Your Money.
Payments, saving, budgets and analytics in one app. Modern money for Zambia.
Recognition
Emerging Markets Pitch Competition
Fintech Week London · 2025
Digital Startup of the Year
eAfrica Awards · 2026
Fintech Excellence · ESG · Customer Service
ZIBFS Awards · 2026
Tech Startup of the Year
Techtrends Zambia · 2024 & 2025
Built responsibly.
Compliance + security, without the clutter.
Licensed & Regulated
Mytalu (Zambia) Limited is licensed by the Bank of Zambia (PSC No. 09/PSB/2023).
Secure by Design
A PIN on every payment, encrypted connections, and optional dual approval for business payments. How we keep you safe
Growing Community
65,000+ downloads across Zambia, and counting.
Tools that make good habits easy.
Less effort. More clarity.
Payments
Send instantly to any TaluTag (just 0.1% between Mytalu users), or by mobile money, bank transfer and e-wallets.
Saving Pots
Set goals and watch your savings grow. Lock funds until you're ready.
Shared Pots
Pool money with friends and family. Perfect for group goals.
Budgets
Plan your spending by category. Stay on track every month.
Analytics
See where your money goes. Spot patterns, make smarter choices.
Bills & Airtime
Pay utilities, buy airtime, all from one place.
Your card. Everywhere.
The Mytalu virtual Mastercard, issued in partnership with UBA. Shop online anywhere in the world, straight from your Mytalu wallet.
Shop worldwide
Accepted at millions of merchants online, anywhere Mastercard works.
Instant top-up
Fund your card from your Mytalu wallet in seconds. No fee to top up.
Freeze & control
Freeze your card instantly. Unfreeze when you're ready. You're in control.
Secure by design
Your PIN to reveal card details, and one-time passcodes for online checkouts.
Cards from K30 for 3 months or K90 for 2 years · K30 per card payment · No fee to top up from your wallet
Mytalu virtual Mastercard, issued in partnership with UBA.
Money feels better when it's simple.
Don't take our word for it — straight from our Google Play reviews.
“Very great app, really improved my money management”
“easy, secure, convenient!”
“excellent for creating money strategy habit..I do say so myself”
Run the business. Track the money.
Collections, payouts, sub-balances and live cashflow — on the web dashboard and in your pocket.
Get paid in seconds
Share your @TaluTag or generate a QR code. Money lands in the account straight away.
Move money five ways
TaluTag, mobile money, bank transfer, e-wallets and bill payments — one at a time, in bulk or on a schedule.
Dual approval & sub-balances
Optional dual approval — turn it on and every payment needs a second approver — plus named sub-balances for payroll, tax and rent.
Fees from 0.1%
Every fee is shown in full before you confirm the payment. Nothing hidden in the statement.
Wallet-native APIs.
Collections · Payouts · Refunds · Webhooks
Bearer-key auth with sandbox and live keys · 1% on collections · 0.1% on payouts · refunds and lookups free
Pick your entry point.
Ready to Master Your Money?
Download in seconds. Start in minutes.